THE BLOG
Straight answers for BC homeowners.
AllBuying & Mortgage PlanningCredit & Lender ReviewDistressForeclosureHomeownership StrategyInvestingMarket InsightsMortgage Protection & DistressRefinanceRenewalRenewals & RefinancingSelf-Employed & Complex Income
Market InsightsUnderstanding the BC Empty Homes Tax: What Vancouver and Burnaby Homeowners Need to KnowA concise guide to BC's Empty Homes Tax for Vancouver and Burnaby owners: who must declare, common exemptions, tax rates, penalties, and pra
Market InsightsBC Assessment & Your Mortgage: What Property Values Mean for Homeowners in Burnaby and VancouverThe annual BC Assessment shows your home's estimated market value. For Burnaby and Vancouver homeowners, it affects property taxes, home equ
Market InsightsUnderstanding the BC Speculation and Vacancy Tax: What Burnaby Homeowners Need to KnowA concise primer for Burnaby homeowners on BC’s Speculation and Vacancy Tax: who must declare, common exemptions (including principal reside
Market InsightsBC rate outlook: what the next Bank of Canada decision means for youA clear, BC-focused look at how recent Bank of Canada decisions influence fixed and variable mortgage rates, what renewals and stress-test r
Market InsightsBC housing market forecast for the second half of 2026Mid-2026 outlook for BC housing: rising inventory, mixed price signals, ongoing buyer demand, and practical renewal and lender approval guid
Market Insights5-year fixed vs variable: which makes sense in today's marketWith the gap between fixed and variable rates narrowing, the best choice depends on your budget, risk tolerance and plans. This article expl
Market InsightsVancouver housing starts hit a 3-year high — what it signalsJames Park explains why Vancouver's three-year high in housing starts matters for buyers and owners — more inventory, shifting market balanc
Market InsightsHow bond yields quietly move your mortgage rateAs a Burnaby mortgage broker I explain why fixed rates follow Government of Canada bond yields—not the Bank of Canada's policy rate—and how
Market InsightsInflation cools again: could rate cuts be coming?Canada's CPI shows cooling inflation, raising the possibility of future Bank of Canada rate cuts. This post explains what the data means for
Market InsightsWhat the spring market usually means for BC buyersSpring in BC often brings more listings, faster sales and local price shifts. Understanding these seasonal patterns — and getting mortgage a